Unemployment pays $450/week. You make six figures. See what real protection looks like.
See what Canary would pay if you got laid off.
At $100/month, you'd need to pay for 33.3 years to break even on a single claim.
If you've been there
The Slack message. The calendar invite with no context. The HR rep you've never met. 2022-2025 laid off over 750,000 tech workers. If you survived, you know it could have been you.
Canary exists because some of us have been there—and never want to feel that helpless again. This is protection built by people who understand.
You've optimized your 401k, your RSUs, your emergency fund. But not the one thing that wipes them all out.
First 500 members lock in the founding rate. After that, it's $100/month.
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Not magic. Not insurance. A mutual benefit fund where tech workers protect each other.
Every member contributes monthly. Most months, most people don't need it. When someone gets laid off, the fund pays out. It's the same model as traditional mutual aid societies—updated for tech salaries.
Full transparency: This is a mutual benefit fund, not insurance. Benefits depend on fund health. We publish quarterly reports so you always know the state of the reserve.
We've stress-tested the model. Here's how we protect the fund—and you.
No single company's employees can exceed 3% of the fund. One employer's layoffs can't drain the pool.
We won't start paying claims until we have 1,000 members. Critical mass ensures statistical stability.
You can't join when you already know layoffs are coming. This protects everyone who's been here longer.
We won't promise what we can't deliver. If the fund faces pressure, benefits scale down proportionally. You'll always get something—just maybe not 100%.
Current reserve runway is published in quarterly transparency reports.
Here's what happens if you get laid off.
Submit your separation letter and last paystub. Takes 5 minutes.
We confirm the layoff was involuntary and check your tenure. Usually 24-48 hours.
Monthly payments hit your account. 40% of salary, up to $12.5k/mo, for 6 months.
Access the member network and placement support. We want you back on your feet.
Here are the hard questions—and honest answers.
We're building employer matching so your company can split the cost—or cover it entirely. Want this at your company?
Send us your HR team's info and we'll reach out when employer matching launches.
Let us know →The best time to get protection is when you don't need it yet.
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